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Sunday, November 21, 2010

Obsessed much?

I've done a similar post on my obsessions before, but this is more about my new one as of recent.

I am an obsessive person.  When I think of something or get hooked on something, that's it...I won't think of anything else.  Trying to conceive (ttc) and our infertility has overpowered my life for so many years, and it still continues to consume many of my thoughts every day.  Losing weight has has been obsession of mine for over a year now.  It took a 5-6 month sabbatical because of our beautiful Bailey, but it came back with a vengeance.

My newest obsession?  Our plan to pay off our debt.  I found an application for the iPhone based on the Dave Ramsey's "Snowball Effect" and I input all of our debt in.  And I figured it out, and we will be debt free, with the exception of our house, in 2 years.  That's all cars paid off, our credit card that we have balanced transferred and paid $100/month on for 5 years, my mom, and the hospital...and the whole idea of EVERYTHING being paid off is feeling awesome!  I've wiped our savings down to what I deem bare minimum and every extra penny we have is going towards the plan. 

Adam is on board for all of this, and we are pretty excited that once we pay everything off, we will be able to save a good chunk of money.  We plan to contribute to IRA's for retirement, and to pay cash for our next vehicles we buy.  I want to have LASIK eye surgery done, and that's the first thing on the list once we pay everything off.  We have a plan though, and right now I am obsessed with making sure we follow through with it!

Eventually, God willing, when we have more kids, I would like to be able to either work part time or be a stay-at-home mom for a little while.  Adam doesn't know that plan, but we'll see if he buys it when that time comes.  ;)


Allison said...

If there is an obsession to be had, paying off debt seems like a pretty good one! :) I will be cheering you on! How wonderful would it be to welcome a new baby into the world and not have to worry about money? I really hope your plan to work part-time or be a SAHM can happen (that is one of my hopes too!)! Sending you love!

Jessica said...

That is not a bad obsession at all :) Hope it all works out for you! I would love to have my loans paid off - that would be amazing!

BuzimommiE said...

A great obsession! Willy and I started this a few years ago and only have my student loan and our house. It's really freeing!!
And I hope you'll be able to stay at home when your rainbow arrives! It is such a rewarding experience. And it is worth it all!
You are doing such a wonderful job with your weight loss, also! I am so proud of you!

Heather said...

I like to obsess about things too. And this is a good one to have! GL to you!

Violet1122 said...

This is great! I've followed Dave Ramsey's advice and been able to get rid of a lot of debt. It is one of the best feelings in the world - not to owe money.

Rhiannon said...

Good for you! It is nice to have something positive to focus on for your future!